Are you looking forward to how to use WhatsApp Payment option? Here is all that you need to know about WhatsApp’s new feature, i.e., WhatsApp payments. 

In a recent development, the National Payments Corporation of India (NPCI) has allowed WhatsApp to go live on its United Payments Interface (UPI). 

While Whatsapp has 400+ million active users in India, it is available to a max of 20 million users for now. 

The primary reason for this is that NPCI is implementing a 30% cap on payments via every third party payments app from January 1, 2021.

You will now be able to transfer money instantly and directly between bank accounts. Moreover, this will eliminate the need to create a wallet separately. 

WhatsApp Payment Option Not Showing? How to fix it?

If you are using the older version of WhatsApp, you will not be able to use WhatsApp’s new feature, i.e., the payment option will not show.

how to use whatsapp payment feature

To get the new feature, you will need to update WhatsApp from the GooglePlay store. The feature is available on both Android and iOS platforms.

How To Use WhatsApp Payments? 

All you need to have is a debit card and a WhatsApp account! Search for the “Payments” in the attachment segment. Then you would need to create a UPI handle and generate a UPI pin. That’s it! Two simple steps and you are good to go!

How to set up your WhatsApp payments account?

Step1: Open WhatsApp and click on the three-dotted icon placed on the screen’s top right corner. 

Step 2:  Select payments and then tap on adding a payment method. A list of bank names will open. 

Step 3: Select your bank’s name, and your number linked to your account will be verified. Note: Make sure the WhatsApp number is the same as the one linked to your bank account. 

Step 4: Once you have completed the verification process, you need to set up a UPI pin similar to how it is done on other apps. 

Which Banks Are Supporting WhatsApp Payments?

WhatsApp is working with five banks; Axis Bank, ICICI Bank, Jio Payments Bank, State Bank of India, and HDFC Bank. 

Payment Integration with Amazon and Flipkart

In the future, you will be able to make WhatsApp payments on Amazon and Flipkart. But, as of now, these integrations are not there. 

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